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Ceptra Labs

We are a frontier AI lab.

We build productspeople actually use.

Not vendors.Builders.

Shipping autonomous systemsfrom India,for the world.

Flagship product · Live

Meet the smarter bhai for your money.

MoneyBh.ai mark

MoneyBh.ai

A Ceptra Labs product

A WhatsApp-native AI finance companion that turns portfolio activity, market context and useful alerts into clear, educational insights.

01

Portfolio clarity

Understand portfolio activity with plain-language breakdowns.

02

Market context

Explore the events and sectors shaping the day in the market.

03

Useful alerts

Set simple reminders for the prices and portfolio levels you follow.

04

Voice first

Ask naturally by text or voice in the chat you already use.

Talk to MoneyBh.aisupport@moneybh.ai

MoneyBh.ai

✓

online

Illustrative conversation

  1. MoneyBh.ai, what can you help me with?

    10:14✓✓

  2. I make your money easier to understand - from portfolio insights and market context to useful alerts, right inside WhatsApp.

    10:14

  3. Can you explain why my portfolio moved today?

    10:15✓✓

  4. Yes. I can break it down by stock, sector and market events in plain language, so you know what to explore next.

    10:15

Ask MoneyBh.ai

MoneyBh.ai provides educational insights only. It does not provide investment advice, recommendations or guarantees.

MoneyBh.ai is the first public product from Ceptra Labs. More systems are being researched and built in the lab.

Research

The questions we can’t stop working on.

  1. 01

    On-device inference

    Frontier models running where the data lives.

  2. 02

    Multi-agent orchestration

    Systems of agents that plan, delegate and verify.

  3. 03

    Autonomous workflows

    Pipelines that run end-to-end without a human in the loop.

  4. 04

    Retrieval systems

    Memory architectures that make models precise.

  5. 05

    Real-time AI

    Streaming inference at conversational latency.

  6. 06

    Production infrastructure

    The unglamorous work that keeps products alive.

About the lab

Delhi, India
Building for India and the world.

A product lab, not a consultancy.

Ceptra Labs researches, designs and operates AI products end to end. MoneyBh.ai is our flagship: a practical finance companion shaped around the way people already communicate. We stay close to the products we ship, learn from real use and bring that learning back into the lab.

Product-firstResearch-ledBuilt in Delhi

FAQ

Straight answers.

  • Ceptra Labs is a product-first AI lab based in Delhi, India. We research, design and operate our own AI systems, including MoneyBh.ai.